The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. swiftloanpros.com is not a lender and does not make loan or credit decisions. swiftloanpros.com connects interested persons with a lender from its network of approved lenders. swiftloanpros.com does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. swiftloanpros.com receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, swiftloanpros.com’s service is always free to you.

By submitting your information via this website, you are providing express written consent under the Fair Credit Reporting Act for swiftloanpros.com and its partners, including each lender to whom we transmit your information, to obtain, in response to your inquiry, a credit check or consumer report from a consumer reporting agency. This credit check may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others, and can include a hard pull, which may impact your credit score. You are also authorizing swiftloanpros.com to share your information and credit history with a network of approved lenders and lending partners.

Furthermore, by Clicking “Submit Loan Request” you are providing express written consent and allow swiftloanpros.com, our partners, subsidiaries, and/or agents contact you using automated methods (automatic dialing systems, artificial or prerecorded voice messages, text messages and emails) to send marketing calls or text to your number that you provided, even if provided number is on a do not call list. Your consent is not a condition to get a loan, or any other services offered by lenders and related providers (like pre-paid cards, debt relief, title loan) in our network. You can opt-out from communications at any time. For SMS campaigns: Text STOP to cancel and HELP for help.

Arbitration

If you have any dispute concerning any aspect of these Terms and Conditions, the swiftloanpros.com, or any of our services, you agree to submit your dispute for resolution by arbitration before the American Arbitration Association ("AAA") in the county where you live by filing a Demand for Arbitration. The arbitrator will have exclusive authority to resolve any dispute including any claim that all or any part of these Terms of Website Use are unenforceable.

Opt-Out of Arbitration/Class Action Waiver. The Terms & Conditions do not constitute a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above. This provision preventing you from bringing, joining or participating in class action lawsuits is an independent agreement. You may opt-out of these Dispute Resolution Provisions by providing written notice of your decision within thirty (30) days of the date that you first register on the swiftloanpros.com

YOU ACKNOWLEDGE AND AGREE THAT, VIA YOUR ACCEPTANCE OF THESE DISPUTE RESOLUTION PROVISIONS, YOU WAIVE ANY RIGHT TO A JURY TRIAL, AS WELL AS YOUR RIGHT TO BRING, JOIN OR PARTICIPATE AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION BROUGHT AGAINST US, ANY PERSON RELATED TO US OR A SERVICE PROVIDER USED BY US TO PROVIDE THE SERVICE.

Lender’s Disclosure of Terms.

The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. swiftloanpros.com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.