APR Information
The Annual Percentage Rate (APR) represents the yearly cost of borrowing and includes the interest rate charged by a lender. Swiftloan Pros cannot promise or set a specific APR. Any APR, fees, repayment schedule and other loan terms are determined by the lender that may connect with you.
Loan repayment terms shown on the original Swiftloan Pros disclosure may range from 61 days to 72 months, depending on the lender and product. Always review the complete loan agreement before accepting an offer.
Fees and Interest
Swiftloan Pros provides its website service free of charge to users. A lender, however, may charge interest and/or fees. Those costs should be disclosed by the lender before you accept a loan agreement.
- Review the stated APR and finance charges.
- Check the payment amount and repayment schedule.
- Look for late-payment, returned-payment, renewal or rollover fees.
- Do not accept an agreement until you understand the total cost.
Renewals, Late Payments and Collections
Lenders maintain their own renewal and late-payment policies subject to applicable law. Some lenders may offer renewal or rollover features that can result in additional charges. Late, partial or missed payments may also lead to fees, collection activity or reporting to a consumer reporting agency, depending on the lender and agreement.